Why should you issue an Essentia
In-Store Charge Card?

Essentia's in-store charge card is set up to benefit both the customer and the merchant. By giving the customer an alternative way to purchase essential needs at a time when they may not be able to afford them otherwise you will:

• Build customer loyalty
• Generate additional sales
• Cut payment acceptance costs
• Distinguish yourself from the competition

This is a card that is set up to be accepted only in your store and can be issued to the customer instantly. The majority of customers who use this card will generate plus sales for your store. At the same time you can be reassured by the fact that our program is risk free. There is no cost to the merchant and the money for all purchases made using the card will be settled directly into your account within two business days of the sale. Essentia guarantees payment so you will no longer have to worry about potential NSF fees or lost sales.